We also do not buy debts the debt that you may owe is still owned by the original creditor. Don't dispute again, it will come back validated. Sprint sent account to collections with Convergent Outsourcing - reddit Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. They include a place for you to fill out your CC information or bank account information and smoothly send in the money. I disputed the claim and was told they would confirm with the company before any further actions took place. Convergent Outsourcing has many complaints against it on file with the Consumer Financial Protection Bureau and the Better Business Bureau, mostly regarding: These violate the Fair Trade Commission-mandated Fair Debt Collection Practices Act (FDCPA). Get buying tips about Debt Collection Agencies delivered to your inbox. Consumers want to see how a business took care of business. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. I called sprint again and lady that I barely understood anything said that if i pay in full my account will go out from collections. It collects on behalf of companies and businesses in a variety of industries, including: Although its incredibly annoying, Convergent Outsourcing is a legitimate business and not a scam. Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. After I asked them to send the paperwork, I did get it, but I called them and they said now it was for a debit card from a United Credit National Bank. Unsubscribe easily. Quick question! They stop taking the money out of my account and listed it as a paid debt on my credit report. Copyright 1997-2023, Ripoff Report. This is not correct as I owe no one anything or have any debt. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. You can send a debt validation letter to Convergent Outsourcing asking it to confirm details of the debt, including: You can use a template if you need help writing your own letter. It may not be copied without the written permission of Ripoff Report. I called Dish to confirm this and they said they have no record of a debt. Convergent Outsourcing, Inc., Civil Action 2:21-cv-03849, see flags on bad law, and search Casetext's comprehensive legal database . Convergent Outsourcing is a large debt collector with offices in several cities in the US and in Central America. Improving your credit takes time, but its worth it. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. Convergent Outsourcing is a legitimate debt collection company. I agree to Money's Terms of Use and Privacy Notice and consent to the processing of my personal information. How to deal with Convergent Outsourcing - Bills.com Who is ED Magedson - Founder, Ripoff Report. Convergent Outsourcing, Inc. is a third party debt collection agency and member of ACA International with over 60 years of experience in the collections industry. I had new devices on T-Mob so any blacklisting didn't affect me. If you weren't paying on it then it went to collections. Addtnl phone number: (877) 231-8886, states this Midland Credit Management has offices at 2365 Northside Drive, Suite 300, San Diego, CA but direct payments to Los Angeles, CA . A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Calling you before 8 a.m. or after 9 p.m. Misrepresenting itself or information about the debt, Attempting to collect a debt after the statute of limitations expires, Reporting false information about the debt, Contacting you at work or at a time you say is inconvenient, Contacting friends, family or coworkers regarding your debt, Calling you after you request contact through U.S. Mail only, You pay the debt to Convergent Outsourcing, Convergent Outsourcing deletes its entry on your credit report. Opinions expressed on this site are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. My payment to CO is on the 15th of this month. Work with Sprint directly if they still own the debt. Shortly after paying it off they noted on my credit report that the debt was cleared. Has your experience with this business or person been good? All rights reserved. Never make an agreement with a debt collection agency over the phone. There are plenty of articles available if you want more information and tips on how to improve your credit and reach your financial goals. Why You May Be Getting Scammed Through Your Mailbox - Live Like You Are Create an account to follow your favorite communities and start taking part in conversations. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. So from what I am seeing, either way, Convergent can legally have it on your report. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751, Convergent Outsourcing, Inc. Convergent Outsourcing, Inc. CONVERGENT OUTSOURCING FRAUDULENT COMPANY Renton Washington, Convergent Outsourcing, Inc. Convergent Mailed me a notice to collect a debt that doesn't exist. Hello all. Many companies featured on Money advertise with us. Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. How do I get them to delete their reporting. 2 years later they are contacting me saying I owe them money. If Sprint sold it, you may have gave Sprint free money as they have no legal right to collect anymore but still legally owe Convergent. I'm just thankful to knock another baddie off my reports! Kind regards, Compliance Representative at Convergent Outsourcing, Inc. From my understanading, none of this matters except that I've paid Sprint and Convergent has no right to report. One of our team members will walk you through the payment process and answer any questions you may have. She said to give them a call and try to settle for less with them. Press J to jump to the feed. They need to be investigated for fraud!!! This report was posted on Ripoff Report on 09/05/2014 01:58 PM and is a permanent record located here: They told me that I am in debt to Sprint for over $300 Of course, things are a little different now after the pandemic. :'(. Is Convergent Outsourcing legit or a scam? Just updating my progress with Convergent. Enjoy reading our tips and recommendations. If Sprint is willing to take payment, they will recall the debt from Convergent, Convergent has to remove the account since they no longer have rights to collect, and sprint has no reason to re-add the debt since they are paid off.. (sprint re-adding the collection is the unsure part) Not gonna say 100% but this is how it worked with T-Mo.. Copyright 1997-2023 Ripoff Report. Phone Number listed as (800) 282-2644; additional original listing: Credit One Bank, N.A. Dont click on those slick Ads! If that happens then show proof your payment was to Sorint direct and it would be deleted. They said according to sprints policy they cannot delete from the trade line. . If everyone got a successful deletion after missing a payment for any reason. All rights reserved. Be the first one to find this review helpful. Collection companies typically only agree to this if you paid the debt and havent made any late payments since. He said this Teresa ** could have had this phone number before it was given to me. All rights reserved. This scenario has been reported to federal bureaus, Trustpilot, Resolver and now you. I also called convergent and they only collecting on sprint behalf. - If it's not deleted, send an email to the executive offices from this public website:https://www.elliott.org/company-contacts/ just look for Sprint. More details on software and accessibility are available at WebAIM.org. Going to have to wait for someone to chime in with a more current collection Ill ask around .. Wonder what happens if you try to go in through Tmo vs Sprint and try to pay off the collection.do they just redirect you out Could try calling Tmo with no initial mention of a sprint collection.. if they dont redirect you to convergent. then offer to pay the sprint bill.. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. I owed a bill to Sprint which I paid to Sprint. That's if they're reporting. which I'm still thrilled about-fact is had I paid my bill on time and not defaulted I wouldn't be trying to clear it up haha so it all worked out. Also make sure to file a complaint with your state attorney generals office. They were one of my last collections some months back and although my situation is slightly different, they removed the collections on my report immediately when I settled with them. Our content is intended to be used for general information purposes only. So I paid them 2 payment Dec. And Jan they took out of my banking acc. **If the CSR in chat who takes your payment says no to deleting, I would still recommend sending emails to the executive office asking for deletion and including proof of payment or payment confirmation #. I never spoke to them again. How did you get in contact with them i need to pay something off but cant reach them. So yeah. Houston Texas, convergent convergentusa, convergent outsourcing inc Attempting to collect on a 23 year old debt wixom Michigan, Convergent Outsourcing, Inc. Verizon Wireless overdue, haven't used that mobile company in 6 years. The original creditor is Sprint (cell phone company). GO over it with them and see what they got. Received notice of debt collection. Security Credit Services Listed a fraudulent account on my credit bureau report and won't fix it Renton Washington, Convergent Outsourcing, Inc. attempted to collect 475.00 for their client Paypal. Show proof if you have. Convergent Outsourcing: how to remove them from your credit report Your account number is located on the top right-hand side of the letter sent to you from Convergent; it will start with a letter of the alphabet followed by a number (i.e. says who it is but nobody is ever on the other end of the line. Convergent Outsourcing is not a scam. Therefore, its important to understand your consumer rights to prevent Convergent Outsourcing from walking all over you. Bogus Celebrity Advertisements FACE & Skin CREAM Ripoff! Press question mark to learn the rest of the keyboard shortcuts. Learn more about Convergent Outsourcing or view your account with us online. The records of Verizon Wireless show that your balance of $38.63 is due in full. They are offering me a 50% settlement offer of, $806.93. bureaus (they were only reporting to two). It is on my credit report now. A goodwill deletion is where the debt collector agrees to stop reporting the debt out of goodwill. This payment will be updated to the credit bureaus and they will be notified that the account is paid in full. Convergent generates proof of payment after your payment has posted, which means that it has cleared your bank and our bookkeeping department, typically this happens within 2 weeks of payment. Maryland Residents: This agency is licensed as NMLS ID # 930053. Please note that it is Sprints policy to have its Outside Collection Agencies report any unpaid debt to the 3 major credit bureaus; If the customer reaches a settlement arrangement with the agency and pays the agreed upon amount the reporting will be changed to show a charge off settled in full. Im really trying to overcome some debt and past bad decisions and just when I was clear I get smacked with another collection. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. Corporate Advocacy Program: How to repair your business reputation. Our systems are updated and employees are informed when there are any changes made to the collection statutes. At your request, we will send a written collections letter to your address along with information about the debt if that will make you feel more comfortable. If this describes your current situation, send a letter to Convergent Outsourcing and request a goodwill deletion. Why do these companies have such power to impact your credit so easily. - Send an email to the executive office letting you know you paid in full directly asking to have it deleted. If so how did you proceed? OC and CA are in no way required to delete. SAVE THE CHAT! Thank you for visiting Convergent Outsourcing to make a payment on your account. Bryan Sankey is a Sprint Trainer at Convergent Outsourcing based in Renton, Washington. The agencies are much more likely to sue now then in the past, even over small debts. However, there may be instances where credit reporting agencies take a few weeks to provide updates. FTC's website on credit. Remove Convergent Outsourcing From Credit Report For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Caller I.D. I called CO and attempted a PFD (just in case Sprint CSR was full of hot air). Except when it drops off the credit report. I got a letter stating I owed monies to Sprint. It's the only way to shut them down. I just want to know who to pay to make sure things are taken off of my reports. to the credit bur. And I owe them money. - Make the payment with them through chat. Received several calls from this Company. Unsubscribe at any time. The account is in the amount of $621. They are so good at disguising themselves they even have an official looking form. They told me to contact their collections people. But we can send a letter out showing settled. Whatever the reason, make sure youre sincere and friendly in your letter, as Convergent Outsourcing are unlikely to grant your request if youre demanding and angry. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam. Sprint Trainer at Convergent Outsourcing . Re: Sprint sent account to collections, Convergent Outsourcing. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. He said he was looking for Teresa **. Ripoff Report | Convergent Outsourcing, Review - Renton, Washington This piece of federal legislation prevents debt collectors from harassing customers to pay. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. I would just continue trying and hope to get someone who will delete. https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. Convergent Outsourcing, Inc. is a highly responsive, integrated customer engagement organization helping clients optimize relationships with their customers through enhanced, unified communication. Ok, I may be wrong and others can chime in and correct it. How does that work ? Just wanted to share. All rights reserved. ConsumerAffairs is not a government agency. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. It dropped off after a while. They wont respond to anything but complaints saying they have validated it which is a complete lie. geez that hurt but the future right? Paying off a debt marks the debt as paid off. There, you will be able to submit your phone number to our Do Not Call list. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Convergent Healthcare | 3,323 followers on LinkedIn. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. However, I'd rather pay the full amount than go back and for the next few weeks with Sprint trying to hash out a couple hundred dollars. I swapped services from Sprint to Verizon and have been paying the bill down but it's been over a month since the final bill. Sprint and Convergent Outsourcing Success? - myFICO Forums - 4763742 Convergent Outsourcing is one of Americas leading collection agencies. Since I paid what I owed to Sprint how can they possibly own this debt? Thank you, you have successfully subscribed to our newsletter! I was so close to a derogatory free report. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam So, now I'm not sure how to handle this. We also do not buy debts - the debt that you may owe is still owned by the original creditor. 11/30/2022 3:48 PM. I received a letter from Convergent saying sprint placed my account with their office for collection. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! Convergent Outsourcing Sprint bill : r/personalfinance I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. It collects on behalf of companies and businesses in a variety of industries, including: Health care providers Telecommunication suppliers such as Sprint and T-Mobile Financial institutions For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Options to consider with Convergent Outsourcing collections. Look at all the reviews. Renton Washington, Convergent Outsourcing, Inc. ATERSO01PO Box 1022Wixom MI 48393-1022 Notice received by US Mail stating I owe Dish Network $149.85 and offering me a settlement amount of only $74.93. I owe 1,700. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Corporate Advocacy Business Remediation and Customer Satisfaction Program. My ultimate goal is to get the collection account off of my credit reports. Please contact the moderators of this subreddit if you have any questions or concerns. - Send one more email to executive office asking nicely again to have it deleted. The posting time indicated is Arizona local time. We appreciate the opportunity to respond to your concerns. Sorry to hear. Our representatives are trained to actively listen and help guide you through the debt collections process in a flexible manner that will best serve your current financial situation. They are more diverse with the types of debts they collect than most collection agencies. You may find that it wont budge, even after you try the strategies above. What's funny is , I've never had any business dealings with Citizens Bank ever Renton Washington, Convergent Outsourcing, Inc. Make a Payment - ConvergentUSA Renton Washington, Jefferson Capital Systems LLC Convergent Outsourcing Inc St. Convergent Outsourcing, Inc 800 SW 39th St/PO Box 9004 Renton, Washington USA Phone: 8662916364 Web: www.convergentusa.com Category: Cellular Phone Companies Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington Print this Report Email this Report Tweet Business Rating: Rate this business Its possible that the information Convergent Outsourcing has regarding your debt is incorrect or that the debt doesnt even belong to you. How To Remove Items From Your Credit Report, How To Boost Your Credit Card Approval Odds. I have never purchased anything from this company and am not familiar with this billing. You can enter your email address to have a copy of the chat transcript emailed to you. It was gone off my reports within 2-3 days. I'm looking to buy a new car soon, and I know the collection removal will help me get a better rate on a loan. Within 48 hours it was on my credit report dropping me almost 20 points. Well start sending you the news you need delivered straight to you. Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington. Many factors affect your FICO Scores and the interest rates you may receive. Hiding negative complaints is only a Band-Aid. ". Englewood Cliffs New Jersey, CONVERGENT OUTSOURCING, INC. ATERSO01 They sent me a bill, stating I'm past due with Rbs Citizens, NA. FTC's website on credit. West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. Maryland Residents: This agency is licensed as NMLS ID # 930053. The issue is, I never had an account with Sprint. I asked couple of times and recorded on my wifes phone, she said as long i pay sprint directly account is no longer considered collection. I was a month to month plan. And that my Identy had been stolen last year. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Seemed reasonable, but what a scam. Please Help Me Get Convergent Off of My Report! As of April 1st, 2020, Sprint is now part of T-Mobile! I called T-Mobile and they said themselves I have never have owed any past debt in my 14 years with them. If push comes to shove and you need to take legal action, its your word against the agencys. Ripoff Report has an exclusive license to this report. Further information is available in our FICO Data Privacy Policy. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. In business since 1950, Convergent is one of Americas leading collections agencies. Debt collection from Convergent Outsourcing on Sprint phones I - reddit
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