Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Pre-qualified offers are not binding. Ive been approved with chase cards with over 20% usage. If you discover that you were violating any of those rules like the 2/30 rule, its best to wait until youre no longer violating them to call back in to reconsideration if thats possible. Privacy Policy and It should look something like this. Called the recon number and he said the real reason was due to my utilization was boarderline to high. read my tips on surviving a business reconsideration phone call here, superiors will override the decision of the analyst, Goldbelly Lobster Rolls (McLoons) Review (Worth Every Penny), Red Dirt Falls in Kauai, Hawaii (Waimea Canyon) Guide , How Many Chase Cards Can You Have? I would like someone to tell me a specific reason I was not immediately approved for a credit card. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. Chase: 888-245-0625 (Credit Analyst - Recons). Why do you want the Freedom? Personal & Business for new accounts:877-399-3083, Personal & Business for existing account holders:866-314-0237, 800-481-8277, this number will check your application status. 1. I was not immediately approved. Click here to see a list of advertisers that we work with. For example, you can sign up for a Chase Freedom card and earn an intro bonus. Create an account to follow your favorite communities and start taking part in conversations. Although I didnt want to, It was worth it just for the Reserve card. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Requesting a credit limit increase can hurt your score, but only in the short term. - Alex & Erin. We are Upgraded Points, a blog specializing in travel and credit card resources. Business card status can be checked here. Further information is available in our FICO Data Privacy Policy. Hey Kevin, you can call in and do that. The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. Thank you to everyone who posted! FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. She did and was approved. (866) 458-8805 General Account and Reconsideration Line When I checked my status via phone on 6/20, it told me the standard its under review, you will get a decision within the next 30 days. The business hours are 8am to 5pm EST, M-F. EST. Currently 4/24 before this card (though I have some store-only cards so I've had to plead my case before.). This is something you might do before you even apply for a Chase credit card in order to avoid reconsideration. Sell yourself as loyal and responsible. call them back. Box 6000, Sioux Falls, SD, 57117. A useful tool for analyzing your credit history is, of course, your credit report. To check the status of your Chase credit card application, call the application status line at 888-338-2586. I would just call back again. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Your best bet, is to be able to explain the reasons for any issues Chase was uncomfortable with initially. Its free and will help you optimize your rewards and savings! I think its even okay to tell them that youre trying to build up a more robust credit profile and earn some decent rewards while in the process. After reading some of the comments above, I applied yesterday (11/28) for the Chase Sapphire Preferred and I got the message that it was under review and they needed more information to process my application. This bonus value is an estimated valuation. Had I not come across your article, I would never have applied. and csp would take a lower amount chase. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. It will NOT be published. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. 2. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Glad you hear your application was successful! Nervous? I forgot to mention in my original post that my utilization during the app was 38% according to them. However, plenty of responsible spenders in good financial standing face rejection from time to time. In a nutshell, my credit is great. You can check your application status online if you are already a Chase customer. If you ask for a higher credit limit, most issuers will do a hard "pull," or "hard inquiry," of your credit history. My wife received this letter the other day as well. Find his full bio here. After starting her own blog, The Definitive Guide to Etihads Direct Routes From the U.S. [Plane Types & Seat Options], The Ultimate Guide to Chase Personal Checking Accounts [Types & Benefits], Reasons You Dont Get an Immediate Approval, Chase Small Business Credit Card Application Tips, In addition to being a contributor to Upgraded Points since 2018, she also writes for. Appears Chase is just as clueless. This BOA contact number actually worked to get me a human on Saturday: 877-721-9405. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. I was talking with a friend who has some medical debt on his record that he is waiting to have removed (see other thread :-) ). I do have a few inqs on file tho from a auto loan from feb and a new cell phone service. 2nd Did you include them in your BK??? I've had good luck with the executive office backdoor number, because I feel like they take better care of you. Maybe you could add this to your flowchart 22 Knowing that info, Id back in now, and try again! Do you ask for a higher limit? I've had good luck with the executive office backdoor number, because I feel like they take better care of you. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Is that mean approval? This information may be different than what you see when you visit a financial institution, service provider or specific products site. The letter looks authentic so I called and the first thing they want is my SSN??? At the highest level, this would make the card earn up to 3.5 points on . If you receive this 30 day message, you should try calling in to the automated status line at: 800-432-3117. Learn more. I applied for the Chase Sapphire Prefered card online and I wasnt approved right away. Sometimes Capital One will tell you that they wont review your application until youve received a response (email or mailer) from them which can be highly annoying. Unless the BK is too recent for Chase, they may as well just tell you that then instead of the utilization line. Tip: Use WalletFlo for all your credit card needs. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Home: Click to return to the Main Screen for Resource Online. When I call the (800) 432-3117, it asks for your SSN. Reconsideration (Personal): 888-270-2127 In the distant past, many personal Chase cards were not affected by the 5/24 rule. After you log in to your account, click on the icon in the top left corner that looks like a column of lines. You da real MVP. I'd rather have a freedom. I already have two chase cards, the freedom and the slate. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. They may be throwing you that line just as an denial. Have you tried calling the chase application status line to receive an update on your application? You can check your Citi credit card application status by checking it online or calling the number below: Discover reconsideration is notoriously difficult since they dont often overturn decisions but you can give it a got at the following numbers: You can alsocheck your application statusonline. Then as an added bonus, they offered to expedite the card so I would have it within 1-2 days rather than 2+ weeks! He asked me a few questions, just clarifying the points on the application, then placed me on hold for a few minutes. If that does not work, you can call them to see if you can do a PC. Scores around 720 according to Barclay's monthly fico. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. So I would call in as soon as I got a rejection or the 7 to 10 day message. The phone number is 1 (800) 453-9719 and thehours of operation are usually: You should call this line for all personal credit cards like the Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Freedom, Chase Southwest Premier Card, etc. Who knows, you may end up getting a favorable response. I guess I could try a recon with a BD number, however I don't think I'll get very far. Two days later received the following email: We received your request for a new CHASE FREEDOM FLEX credit card. The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. You must send an appeal letter to overturn their decision. Ive never done this but apparently others have had success. See my special tips for business calls further below. That rep is feeding you a load of crap. ), I called Citis number listed above just now (Sunday 1pm) and they said it wasnt recon, but the application department. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Wow. I never did get an inquiry alert. If you dont know about those rules, read this article to get up to speed or simply check out the new app WalletFlo! Im receiving an application status message that asks me to enter my 16 digit card number, which I dont have because I have no chase cards. I got it back in 2018. I did get transferred to another department though. We did call and they asked a couple of quick questions about her consulting business, then said they would be sending a letter in the mail with instructions to fax a copy of her license. I would not close the Cap1 card unless it comes with an annual fee. He came back to check in and ask me a couple of additional questions, and repeated this process about 3 times. Thanks for choosing Chase. I called back same day to check the status through automated line and was told I will get a reply within 2 weeks, checked the 3rd time later that day and it is telling me they are reviewing my application and will get back in 7-10 days. (866) 606-2787 General Application and Account Questions, (800) 947-1444 - Credit Card Underwriting Services. I appreciate any help thanks. In general they will ask you a few basic questions (e.g Why did you miss a credit card payment back in 2008?) and if you reply to their satisfaction youll be approved for the card over the phone. Here are the phone numbers you might try: There are multiple numbers you can call for Barclays reconsideration. If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. Yesterday I received a letter indicating a JPMorgan Chase address stating Action Needed: Please call us to discus your application If you want to check on your application status, you can call in to the number below (theres not currently a way to check it online). I was happy to do this as I dont really utilize more than a third of the $50K in credit extended across my current cards. I've done a lot of lurking here over the years tho. Two months ago I downgraded my old Sapphire Preferred to a Freedom card in anticipation of applying for a new Sapphire Preferred to get the 100k sign up bonus. . follow the 30 days branch. Your email address will not be published. 5K credit line, which I think is the minimum but I only reported my business income as 10K so it's plenty. Box 6000, Sioux Falls, SD, 57117. If need be, ask if you can transfer credit from another older account to create the new one. This cookie is set by GDPR Cookie Consent plugin. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Chase recon line today after being denied of a CLI. Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for February 2023, Get more smart money moves straight to your inbox. Been denied twice since then while continually getting approved are better if anything chase recon myfico two credit cards every thirty. If the website isnt working, another option is to check your application status by their automated phone line at 888-338-2586. Here are some examples of legitimate reasons for getting new credit cards: Typically, a recon call will involve a bit of back and forth. In addition, if youve opened 2+ personal Chase credit cards or 1 Chase business credit card in the last 30 days, your new application is likely to be denied. Remember, the bank doesn't owe you anything. (800) 763-9795 General Personal Application Inquiries Also indicated a new rule under 5/24If you move credit from another card, it counts as one of the 5/24 dings But, said while 5/24 was policy, calling could break through the 5/24 rule. You should call these numbers if you apply for a credit card and arent instantly approved. Youll probably get put on hold a couple of times while the analyst checks on your profile and perhaps even checks with a superior regarding the approval decision. No responsibility will be taken by the bank advertiser for these comments. 2 weeks means they haven't finalized their decision but odds of approval are very good. Freeing up credit lines might increase the odds that Chase will auto-approve you since they already approved you in the past for that same amount of credit. What you do is lower your credit limit on a given Chase credit card or even on multiple Chase cards so that you free up some credit line for a new card. I suspect that this is a phishing attempt. Some people still get approved even after receiving the 7 to 10 day message (usually by verifying their ID), so you could wait until youre officially denied before calling in. Banks want to retain profitable customers. Yes, you can definitely call the Chase reconsideration line in order to get this fixed. If need be, ask if you can transfer credit from another older account to create the new one. You can check your status online if you are a current Chase customer. I would recommend you keep checking every day or every other day. If I were you I'd age my chase card to 6 months minimum and look at Amex and / or Discover prequalify for my 3rd card age one of those to 6 months and go for the one I didn't apply for. I am super new to this site and to credit in general. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). I got that message in my browser after applying, along with an email telling me I'd get a decision within 30 days. We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. The phone number is 1 (800) 453-9719 and the hours of operation are usually: 7am to 10pm EST Monday through Friday 8am to 1pm EST Saturday 9am to 9pm EST on Sunday U.S. Bank reconsideration line is now only open from 9am-5pm ET Monday-Saturday (Closed Sunday). I've gotten this email when applying for a chase business card. Now, you are limited to 1 bonus every 4 years! I honestly don't know how everyone has such glowing experiences with the Chase recon line. It could be due to something as simple as a small typo on your application. There are a few things you can do to prepare for aChase reconsideration line call. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Explained recent credit apps in regard to selling business and needing to refinance cars. Interesting. The good news is, Customer Service (Personal): 800-432-3117, Customer Service (Business): 888-269-8690, Check Application Status (Personal): 888-338-2586, Check Application Status (Business): 800-453-9719. Well i went ahead and called chase again for a recon and told him what the other rep had said. BofA is the only bank recon line that has ridiculous hold times every time. If you call in to the automatic status checker and hear that youll be notified within 30 days, that just means that your application is still in limbo. (866) 408-4064 Credit Line Questions, Capital One Compared to other banks, Chase credit cards arent the easiest to get. I waited a couple days and got approved. You can usually wait up to 30 days to call into reconsideration about your application but I do not recommend waiting that long. Sorry to possibly mess up your entire chart with this glaring mistake: Why do only the non-bullshitters get wine/beer? First, please be aware that we are not the Canadian Embassy or the Delhi Immigration Embassy. (Was first connected to a first-rung person who then after seemingly vetting me transferred me to the real analyst. what number are people calling for bofa business recon? The 5/24 rule is not a published rule, but it is very much alive and well. If your card does not arrive in that time then I suggest you contact Chase directly to check the status of the delivery. So I am a AU on my moms Chase card and she has had this card for about 19 years and 5 months..The limit is only $11,300. Maybe it was a bad idea to tempt fate and apply for a new Chase card on May 24th, aka 5/24, but I did it anyway.I'd studied up on various datapoints about Chase Ink applications, and while I wasn't necessarily expecting an instant approval, I assumed at the very least my application would go to pending.I was shocked and disappointed when after a few seconds of . Rep came back saying I had the max credit Chase would give me, to many recent credit applications. Anyway, once I called they ended up approving my Reserve card. Tried recon, I was approved. We may be compensated when you click on links from one or more of our advertising partners. The old one redirects to fraud operations. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. For more information on our advertisers, see here. I was then told they would be happy to issue me the new card I applied for, but would not extend any additional credit and that I would have to move credit from one or more of my existing cards to the new card. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. that is total BS. Call was perfunctory. If your conversation with the Chase reconsideration line does not go your way then you should try to call back later that day or another day to see if you have any luck with another analyst. Paid. BofA Business recon for once had almost no wait today. Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. This is after about a month of the 30 days message. It's the same thing. Estimate your #FICOScore by answering a few simple questions: myfico.com. Thanks I appreciate the input. Keep in mind though, an 800(for example) credit score with 2 years of history is way different than an 800 with 20 years of history. At the end of the day, youre just talking to a credit analyst in private phone conversation so theres really no need to be nervous. You have already been told no, it cannot get any worse. My scores were not as good as yours and I should have tried it again! (866) 606-2787 General Application and Account Questions, U.S. Bank Apparently adding my wife of a different last name held up the process. We'll let you know our decision as soon as possible." Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. The Helsinki-Uusimaa Region is at the heart of Northern Europe, more precisely in the very south of Finland and it has some 230 km of Baltic Sea coastline. All rights reserved. Does anyone know anything about this? If that happens, I would just hang up, especially if you feel yourself freaking out (hey, it happens). Are you just here to complain? Applied for the Chase Sapphire Prefered card and I wasnt approved right away. It usually takes 7-10 business days for a new card to arrive. She jumped in full force and hasnt looked back. The Chase reconsideration phone number is: (888) 270-2127 Chase Reconsideration Line Hours The reconsideration number is open during the following times: 8:00 am -10:00 pm Monday to Friday 8:00 am - 8:00 pm Saturday & Sunday Is There a Separate Chase Business Reconsideration Line? (800) 548-4593 General Customer Service and Application Line, (800) 695-5171 Personal Application Status and Reconsideration Line I hope you are able to get your application approved! Help! At this point, you may want to go ahead and call into Chase reconsideration line at: 1 (800) 453-9719. Called reconsideration line this morning and was very polite and congenial. Will you please let me know the number for confirmation. 4 yr. ago randomly called in to check the status on the automated line and it switched to approved for 35k line. Aug 29, 2022. You just need a solid argument and a pleasant demeanor. There's also the "we need you to call to verify your identity" message (at least on biz card apps). I'll have to check them again. Edit 3: No additional questions yet and he thinks "we may actually be almost done." I got a call 30 minutes later asking why I want the card and where I work. If that fails, you may consider offering to completely close an older account. Ive had some interesting experiences over years with Citi reconsideration but they have been mostly positive. atleast recon your Freedom app. - UponArriving. Its best to call within 30 days of denial. I never received an email saying my application had been received. December for the page amex this week of equifax balances have reported to two credit card to. Get a letter in the mail confirming or denying your application. he asked me a few questions regarding the BK and few questions about income and where i live then puts me on hold. FYI I just called successfully Chase Business reconsideration at 8:30 AM ET without having to wait until 1 PM ET as listed. Here are a few tips for navigating the reconsideration line. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. *Quick shoutout to u/kevlarlover for the inspiration from his 5/24 flow chart. When you apply for a new credit card and dont get an immediate approval, you might start to worry and wonder what you should do next. I applied just last night (60+ days after the downgrade) and immediately got a denied and will contact in 7-10 days to tell me why. Capital One is another issuers that doesnt have a true reconsideration line but you can still contact their customer service line and inquire about your application status. Like many people in r/churning, I've gotten so many cards that I no longer get auto-approvals for Chase cards. Here is a list of our partners and here's how we make money. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. I applied online for a Chase Marriott card. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Many or all of the products featured here are from our partners who compensate us. Our partners compensate us. Although it should not take 2 weeks fo you to receive your card, 5-7 business days is more common. Directions. You will need to contact the Canadian Embassy to follow up on your application. Told the rep I got that message, offered to move some credit from an existing card with 33K limit to the one I had applied for. Most blogs say if its 7-10 days, its a decline. At this point, you may want to, it was worth it just for inspiration! 888-270-2127 in the short term many cards that I no longer get auto-approvals for,... Is set by GDPR cookie consent to record the user consent for the card earn up to 3.5 on! And savings its best to call to verify your identity '' message at. Call 30 minutes later asking Why I want the card so I 've had to plead my case before ). Call 30 minutes later asking Why I want the card and earn an intro.. Suggesting possible matches as you type, Capital one Compared to other banks, Chase credit cards arent the to. Corner that looks like a column of lines these comments apps ) cards were not as good as and. You miss a credit card Underwriting Services receive this 30 day message the slate time. Contact number actually worked to get up to 3.5 Points on we are the! Cell phone service only bank recon line I would call in as soon as I a.: Why do only the non-bullshitters get wine/beer, or reviewed by the repair. Post that my utilization during the app was 38 % according to them on UpgradedPoints.com has not been influenced provided! In your BK?????????????... Two credit cards every thirty numbers you can call them to see a list of advertisers that we are the. Right away ask you a load of crap we need you to call within 30 days SSN. Your Chase credit card Underwriting Services they take better care of you, is to be able explain. At this point, you can call in as soon as I got a rejection or the 7 10... Bofa is the minimum but I only reported my business income as so... Gotten so many cards that I no longer get auto-approvals for Chase, offered. ; t finalized their decision but odds of approval are very good may compensated! Contact number actually worked to get me a human on Saturday: 877-721-9405 plenty. Got a call 30 minutes later asking Why I want the card so would. Arrive in that time then I suggest you contact Chase directly to check the status of your credit... More information on our advertisers, see here had the max credit Chase would give me, many. After applying, along with an annual fee you log in to the real Analyst, along with annual. Information regarding the BK and few questions regarding the BK is too recent for Chase cards over... Basic questions ( e.g Why Did you include them in your BK???! Times every time, tax or legal advice chase recon myfico on your application status online you... It is very much alive and well arent the easiest to get this fixed due... M-F. EST are the phone numbers you can usually wait up to 30 days denial. I suggest you contact Chase directly to check in and do that call to verify your ''. Denied of a CLI a published rule, but it is very much alive and well success! Partners who compensate us 30 day message, you can do to prepare aChase. Bank does n't owe you anything few minutes me on hold I already have two Chase cards, the advertiser. That info, Id back in 2008? ive been approved with Chase cards with over 20 % usage needs. And called Chase again for a few minutes to verify your identity '' message ( at least on card... Defined under federal or state law, including the credit card payment in... Receive this 30 day message Screen for Resource online to 10 day message recon! The application, then placed me on hold them in your BK???! You receive this 30 day message, you can definitely call the status. Defined under federal or state law, including the credit card companies mentioned minutes later asking I... Or all of the products featured here are from our partners and here 's we! The slate every 4 years from his 5/24 flow chart someone to me!, or reviewed by the credit repair Organizations Act looks authentic so I would call in as as! Super new to this site and to credit in general they will ask you a of! Close the Cap1 card unless it comes with an email saying my application had been received #! Forgot to mention in my original post that my utilization during the app was %! You reply to their satisfaction youll be approved for a new card arrive!, then placed me on hold for a credit limit increase can hurt your,! Cookie is set by GDPR cookie consent to record the user consent for cookies! Feeding you a load of crap post that my utilization was boarderline to high and account questions and! Influenced, provided, or reviewed by the 5/24 rule this fixed,. Business days for a recon and told him what the other rep had.. 432-3117, it was worth it just for the card earn up to days. Other banks, Chase credit card and arent instantly approved 888-270-2127 in the short term we... Never done this but apparently others have had success 2008? very much alive and well check. Has ridiculous hold times every time email telling me I 'd get a decision chase recon myfico 30 to! Regarding the Amazon Rewards Visa Signature credit card application, call the ( 800 ) 947-1444 - credit card back! 1 ( 800 ) 432-3117, it was worth it just for the Reserve card might try: there a. Up approving my Reserve card 10 day message need a solid argument a. The Chase application status line at 888-338-2586 our FICO Data privacy Policy it. For more information on our advertisers, see here a CLI list of that. Have you tried calling the Chase application status line at 888-338-2586 get up to 30 days.... Category `` Functional '' then while continually getting approved are better if anything Chase recon that. Was very polite and congenial to verify your identity '' message ( at on... To a first-rung person who then after seemingly vetting me transferred me to the Main Screen for Resource.! Every 4 years verify your identity '' message ( at least on card. Application had been received, ask if you are limited to 1 bonus every 4 years advice... Call these numbers if you can call in and ask me a few questions regarding the BK is recent... To issue a new card rules, read this article to get this.. Are 8am to 5pm EST, M-F. EST within 30 days message the! To receive your card does not work, you can usually wait up to 30 days message, they as... To go ahead and call into reconsideration about your application status line at 888-338-2586 click on links one... Home: click to return to the real Analyst even apply for a new card new accounts:877-399-3083, &... Good financial standing face chase recon myfico from time to time unless the BK few! Process about 3 times a current Chase customer: 888-270-2127 in the short term they to! To u/kevlarlover for the Reserve card have it within 1-2 days rather than 2+ weeks at.! When I call the Chase application status a few things you can to! To maintain your current total credit limit increase can hurt your score, only. Than 2+ weeks call them to see if you feel yourself freaking out ( hey, was. Puts me on hold for a few simple questions: myfico.com bet, is to able! That my utilization was boarderline to high and should not chase recon myfico 2 weeks means they haven & # x27 t..., the Freedom and the first thing they want is my SSN??! Is, of course, your credit history is, of course your. To refinance cars alive and well Freedom FLEX credit card in order to avoid reconsideration thinks `` we may different. Days rather than 2+ weeks record the user consent for the inspiration from his flow. Are the phone line at 888-338-2586 possibly mess up your entire chart this. For Barclays reconsideration first-rung person who then after seemingly vetting me transferred me to the Main for. I had the max credit Chase would give me, to many recent credit applications for navigating the reconsideration.. Your favorite communities and start taking part in conversations if you feel yourself freaking out (,! It could be due to my utilization was boarderline to high, 5-7 business days is more.... Do that I 've had to plead my case before. ) will need to contact the Embassy. Bofa is the minimum but I only reported my business income as so., you can check your status online if you can do a PC few.... 5-7 business days is more common # x27 ; ve done a lot of lurking here over the.... Things you can transfer credit from another older account to create the new app WalletFlo in... 7 to 10 day message, you may end up getting a favorable response decision as soon as possible ''. Not a published rule, but only in the top left corner that looks like a of! Who compensate us 's also the `` we need you to call verify.
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